The Miracle Center's Celebrating 25 Years - 4:33
Vanessa Torres, The Miracle Center
Posted Feb 14, 2020
The Miracle Center's mission is to use the performing and visual arts as a tool for personal and professional growth via self-expression for youth and adults.
Hosted by: Paul Lisnek Produced by: Greater Chicago Newsmakers Team
#Illinois #Community

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The Cradle - Raising Black Boys Revisited

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The Cradle's Raising Black Boys Revisited features Chicago community and business leaders sharing personal insights and professional experiences as Black men and fathers, touching on the unique risks black boys face in a world that is not color-blind.
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Build Strong Credit

Build Strong Credit - 4:34
U. S. workers with poor credit (or no credit at all) pay grossly inflated prices for many basic products and services – car loans at interest rates over 25%, car insurance premiums that are doubled, and leases for items such as mattresses and refrigerators from rent-to-own stores that quadruple market prices. In emergencies, these workers often have little choice but to borrow from high-priced payday lenders at 400 - 1000% interest. Finally, with poor or no credit, it’s nearly impossible to get a mortgage, and, because most landlords check credit, it’s difficult to access quality rental housing. Workers with poor credit come from all walks of life - though low-wage workers are often hit the hardest. Among adults in low-income neighborhoods, 46% have no credit score at all, and another 38% have low scores (below 620). Combined, 84% of adults from low-income communities get the worst rates and terms in the marketplace - depleting their wages, making it difficult to weather a financial emergency, and dimming the possibility of homeownership and wealth accumulation. Ricki Lowitz, Co-Founder and CEO of Working Credit, discusses the KEY to the non-profit employee benefit she and co-founder Amanda Carney started in 2014 - the path to good credit is shorter than many people think. You don't have to be wealthy to build good credit, you just have to know the rules of the credit scoring system. Working Credit offers an 18-month financial wellness program that employers are embracing as the missing piece of the employee benefits package. Through a unique combination of education, counseling, and access to financial products, Working Credit is helping U.S. workers take control of their financial lives, build credit, and reap the associated benefits.
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Serving More Youth

Serving More Youth - 4:35
"Academic Success Program: We’re collaborating with area school districts to support all of our members through Hybridge, Khan Academy and Learning A-Z. These three online programs meet students at their current skill level and provide activities and assessment to move them to the next level. Also, Targeted Outreach Program is a program supporting minority males in high school through mentoring to help them make healthy lifestyle choices has been a success. The Learning To Live Program with members ages 11-18 will learn what it takes to prepare for a job, career, or other post-high school options.
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